How much money do I need to immigrate to Canada?

Though Canadian immigration is one of the cheapest in rich countries, you still need to have a moderate amount of money to make it happen. It is hard to quantify the total cost precisely, however, I believe the following tables will help you understand the basics.

Note: These cost tables do not include a consultant fee (if hired), taxes, transportation, and other costs of living in Canada. For obtaining further information about our fees and services, please contact us. For the monthly expense calculator please click here (external link).

Immigrating through Express Entry

The following table shows how much it will cost you to immigrate through EE program in general.

Fee TypeNotesIndividualCoupleCouple + 1 ChildCouple + 2 Children
Language tests (IELTS, CELPIP, TEF, or TCF)Average cost.300600600600
Educational Credential Evaluation (ECA)Cost excluding international courier delivery charges.200400400400
BiometricsCharges for 2 or more people remain the same provided all members are applying at the same time and place.85170170170
Medical examsAverage cost; fee varies by country.100200300400
Application processing fee8501,7001,9302,160
Right of permanent residence fee5151,0301,0301,030
Miscellaneous fees (police certificate, transcripts, courier delivery, photos, notaries, translations, etc.)Average (assumed) cost.250500600700
Settlement fundsNot applicable for Canadian Experience Class (CEC).13,21316,44920,22224,553
TOTAL15,49821,01925,25230,013
Source: arrivein, RBC. https://bit.ly/35PoEf8, Accessed on Feb 10, 2023

Immigrating Through Provincial Immigration Programs (PNPs)

In addition to the above EE table, if you have been selected through PNPs, you will need to pay one of the following additional fee.

PNPFee (CAD)
Alberta Immigrant Nominee Program (AINP)500
British Columbia Provincial Nominee Program (BC PNP)1,150
Manitoba Provincial Nominee Program (MPNP)500
New Brunswick Provincial Nominee Program (NBPNP)250
Newfoundland and Labrador Provincial Nominee Program (NLPNP)250
Nova Scotia Nominee Program (NSNP)0
Ontario Immigrant Nominee Program (OINP)1,500 or 2,000
Prince Edward Island Provincial Nominee Program (PEIPNP)300
Saskatchewan Immigrant Nominee Program (SINP)350
Quebec (has a different immigration system, please check with us)X
Source: arrivein, RBC. https://bit.ly/35PoEf8, Accessed on Feb 10, 2023.

Study Permit Application Cost for International Students

Many young adults who lack any of the qualifications for EE and PNPs would choose to come as students and then immigrate from within Canada. This is absolutely a good option. The following table shows the general costs of submitting a study permit application for international students.

Fee TypeCost per individual
($ CAD)
University/college application fees: These are processing fees charged by the university. This fee is non-refundable irrespective of whether or not you get accepted. Note that some colleges don’t charge an application fee.Ranges between 100 to 500
Study permit application fee150
Biometrics feeIndividual: 85
2 or more people applying at the same time and place: 170
Language testing (if required)Average cost: 300 
Medical exams (if required)The fee varies by country.
Average cost: 100
Miscellaneous expenses (police certificate, transcripts, courier delivery, photos, notaries, translations, etc.)Average (assumed) cost: 250
Tuition feesVaries by programs/courses and the college or university you enrol at. 
Average annual tuition 2021/2022:
Undergraduate program: 33,623
Post-graduate program: 21,120
MBA program: 86,000
Health insurance600 to 1,000
Funds to support your stay and/or a Guaranteed Investment Certificate (GIC)All provinces except Quebec: 10,000 per year.
In Quebec: 11,000 per year
More details are available on the government of Canada website.
Source: arrivein, RBC. https://bit.ly/35PoEf8, Accessed on Feb 10, 2023

Working Holiday Visa – International Experience Class

If you are young and a citizen of one of the selected 30 countries, you can live and work in Canada for either 12 or 24 months depending on your country of citizenship.  

Here is an overview of some of the fees for the working holiday visa:

Fee TypeCost ($ CAD)
IEC participation fee156
Openwork permit holder fee100
Biometrics fee85
Medical exam (if required)The fee varies by country. Average cost: 100
Minimum funds to support your stay2,500
Health insuranceStarts from approximately 400 per year, and varies by coverage amount and deductible.
Source: arrivein, RBC. https://bit.ly/35PoEf8, Accessed on Feb 10, 2023.

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